XRP Scam or Trillion-Dollar Asset? Analyst Shares Perspective on Utility and Price Potential
05 May 2026 · 21:00 UTC · NewsBTC RSS Feed · Original source
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Summary
Crypto analyst Vincent Van Code has addressed claims that XRP is a scam, arguing the asset has significant long-term potential as a bridge currency for cross-border payments. The analyst notes that Ripple, valued at approximately $50 billion, actively uses XRP and is working to enable the cryptocurrency to handle over $1.5 trillion in annual cross-border payments. XRP price has remained under scrutiny after consolidating around $0.50 for four years, breaking above $2 in 2024, rallying above $3.50 in 2025, then declining to approximately $1.30. The SEC lawsuit against Ripple concluded, removing major regulatory overhang. Van Code emphasizes XRP's utility in payments and real-world adoption as primary drivers of long-term appreciation, rather than near-term price action. Ripple CEO Brad Garlinghouse stated that 'all roads lead back to Ripple's North Star, XRP,' underscoring company commitment. The analyst urges investors to remain patient while XRP builds real-world usage and expands its network.
Why it matters
The analysis employs several mechanisms: (1) sentiment transmission through positive commentary reducing retail FUD, (2) social amplification via XRP-focused forums and channels, (3) time decay concentrated in first few hours post-publication. Key assumptions include active retail trader engagement with analyst commentary and sufficient XRP market liquidity for measurable retail-driven moves. Major uncertainties exist regarding identity credibility of 'Vincent Van Code' (appears pseudonymous), whether markets already priced this narrative, and actual adoption trajectory versus speculative projections. Content lacks quantitative support, independent verification, and cross-source confirmation, relying on single analyst opinion. Clickbait headline may undermine credibility with institutional investors. Bitcoin predictions reflect high confidence (0.75-0.85) this XRP-specific opinion won't measurably impact BTC. ALT/XRP predictions carry moderate confidence (0.55-0.68) in short-term sentiment effects but lower confidence (0.25-0.55) in sustained weekly-monthly impacts due to opinion content's limited shelf-life and sentiment volatility.
Expected impact
The article presents a positive analyst perspective defending XRP against scam allegations while emphasizing its long-term utility in cross-border payments. Market impact is expected to be limited due to the single-analyst nature and moderate source credibility. Bitcoin should see minimal impact across all timeframes, as the content is XRP-specific with no direct BTC implications. Altcoins, particularly XRP, may experience short-term positive sentiment effects, with strongest potential impact in the minute-to-hour window when retail traders react to the narrative. The article's core message could attract retail interest and positive social media discussion, potentially supporting XRP price in the short term. However, sustained impact beyond daily timeframe is unlikely, as opinion content has limited persistence. Fundamental drivers of price appreciation—actual adoption and utility realization—remain speculative and dependent on future developments rather than current facts. Claims about trillion-dollar markets and Ripple's $50 billion valuation lack detailed sourcing, limiting credibility impact on institutional investors.